# Settlements - Payment terms

<p class="callout info">All values are converted to PLN according to the **exchange rate of the previous day**, ensuring consistent presentation regardless of the document currency.</p>

<article class="text-token-text-primary w-full focus:outline-none scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" data-scroll-anchor="true" data-testid="conversation-turn-313" data-turn="assistant" data-turn-id="request-68d24bac-c560-832f-9269-08a13185b5ab-27" dir="auto" id="bkmrk-unsettled-value-in-p" tabindex="-1">### **Unsettled value in PLN**

</article>[![image.png](https://help.cairo.pl/uploads/images/gallery/2026-04/scaled-1680-/d0V6YxEImURHOCaB-image.png)](https://help.cairo.pl/uploads/images/gallery/2026-04/d0V6YxEImURHOCaB-image.png)

**“Unsettled value in PLN”** – the chart presents **outstanding settlements over time**, broken down by **overdue periods**. This makes it possible to see how the structure of receivables and liabilities changes across different time intervals.

The chart displays:

- **Receivables (**<span style="color: rgb(45, 194, 107);">green</span>**)** – amounts expected from contractors that have not yet been settled,
- **Liabilities (**<span style="color: rgb(224, 62, 45);">r</span><span style="color: rgb(224, 62, 45);">ed</span>**)** – amounts the company should pay to suppliers,
- **Balance in PLN (black)** – the difference between receivables and liabilities within a given overdue period.

Thanks to this chart, the user can quickly identify whether the company faces a greater issue with **delayed payments from customers (receivables)** or with **its own overdue liabilities**.

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<article class="text-token-text-primary w-full focus:outline-none scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" data-scroll-anchor="true" data-testid="conversation-turn-317" data-turn="assistant" data-turn-id="4ddc8494-30d3-4d43-9356-271ce027b0c6" dir="auto" id="bkmrk-unsettled-value-in-p-2" tabindex="-1">### **Unsettled value in PLN – table**

</article>[![image.png](https://help.cairo.pl/uploads/images/gallery/2026-03/scaled-1680-/BFLfY7po8ztXvn5m-image.png)](https://help.cairo.pl/uploads/images/gallery/2026-03/BFLfY7po8ztXvn5m-image.png)

**<span style="color: rgb(0, 0, 0);">  
</span>**

**“Unsettled value in PLN – table”** – this summary presents **outstanding receivables and liabilities** broken down by **overdue periods**. For each category, the following values are displayed:

- **Current** – settlements for which the payment term has not yet expired,
- **1–10 days** – settlements overdue by up to 10 days,
- **10–30 days** – settlements overdue between 10 and 30 days,
- **30–60 days** – settlements overdue between 30 and 60 days,
- **60&gt; days** – settlements overdue by more than 60 days,
- **Total** – the overall value of receivables and liabilities.

The table uses **color highlighting**:

- **<span style="color: rgb(224, 62, 45);">Red</span> bar** – its length reflects the volume of liabilities; the longer the bar, the higher the total amount payable.
- **<span style="color: rgb(126, 140, 141);">Grey</span> bar** – its length corresponds to the volume of receivables; the longer the bar, the higher the total amount due.

Thanks to this, the user can easily identify **which time ranges show the largest payment delays** and understand **the proportions between receivables and liabilities**.

The table includes a **search field** that allows narrowing the data to selected records. In such cases, **summaries automatically adjust** to the filtered results.

Additionally, data can be **sorted by clicking column headers** – for example, to arrange settlements according to values within a selected time range.

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### Liabilities value in PLN

[![image.png](https://help.cairo.pl/uploads/images/gallery/2026-04/scaled-1680-/8EWzQdIWdXNHCgMH-image.png)](https://help.cairo.pl/uploads/images/gallery/2026-04/8EWzQdIWdXNHCgMH-image.png)

**“Liabilities value in PLN”** – the chart presents the company’s **liabilities broken down by overdue periods**. It allows users to check which portion of liabilities is current and which requires immediate attention.

The chart displays:

- **Current** – liabilities for which the payment due date has not yet passed,
- **1–10 days** – liabilities overdue by up to 10 days,
- **10–30 days** – liabilities overdue between 10 and 30 days,
- **30–60 days** – liabilities overdue between 30 and 60 days,
- **60&gt; days** – liabilities overdue by more than 60 days (the most risky portion of the liabilities portfolio).

Thanks to this, the user can quickly assess **where the company’s largest financial burden is concentrated** and take appropriate actions to **improve liquidity**.

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### Receivables value in PLN

[![image.png](https://help.cairo.pl/uploads/images/gallery/2026-04/scaled-1680-/ARVLld33ufPBe4rY-image.png)](https://help.cairo.pl/uploads/images/gallery/2026-04/ARVLld33ufPBe4rY-image.png)

**“Receivables value in PLN”** – the chart presents the company’s **receivables broken down by overdue periods**. It allows users to check which portion of receivables is current and which is already past due.

The chart displays:

- **Current** – receivables for which the payment due date has not yet passed,
- **1–10 days** – receivables overdue by up to 10 days,
- **10–30 days** – receivables overdue between 10 and 30 days,
- **30–60 days** – receivables overdue between 30 and 60 days,
- **60&gt; days** – receivables overdue by more than 60 days (the most risky portion of the receivables portfolio).

Thanks to this, the user can easily assess **which receivables require urgent collection actions** and what is the **risk of delays in incoming payments**.

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